/* ============================================
   HH Helpline - Luxury Retreat (#7) Style
   Architecture: Tab-Based Sections (#5)
   Domain: hhhelpline.space
   ============================================ */

/* --- CSS Variables --- */
:root {
  --primary: #2C3E50;
  --primary-light: #34495E;
  --secondary: #8B7355;
  --accent: #D4AF37;
  --accent-light: #E8C84A;
  --text: #1A1A1A;
  --text-light: #555555;
  --text-muted: #888888;
  --bg: #FAF8F5;
  --bg-white: #FFFFFF;
  --bg-cream: #F5F0EA;
  --bg-dark: #1A1A2E;
  --gold-gradient: linear-gradient(135deg, #D4AF37 0%, #F2D06B 50%, #D4AF37 100%);
  --shadow-sm: 0 2px 8px rgba(44,62,80,0.08);
  --shadow-md: 0 4px 20px rgba(44,62,80,0.12);
  --shadow-lg: 0 8px 40px rgba(44,62,80,0.16);
  --radius-sm: 2px;
  --radius-md: 4px;
  --radius-lg: 0px;
  --font-heading: 'Cormorant Garamond', 'Playfair Display', Georgia, serif;
  --font-body: 'Lato', 'Raleway', -apple-system, sans-serif;
  --transition: all 0.3s ease;
  --max-width: 1200px;
}

/* --- Reset & Base --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--text);
  background-color: var(--bg);
  line-height: 1.7;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--primary);
  line-height: 1.3;
  font-weight: 600;
}

h1 { font-size: 2.8rem; font-weight: 300; letter-spacing: -0.5px; }
h2 { font-size: 2.2rem; font-weight: 400; }
h3 { font-size: 1.6rem; font-weight: 600; }
h4 { font-size: 1.3rem; font-weight: 600; }

a {
  color: var(--accent);
  text-decoration: none;
  transition: var(--transition);
}

a:hover {
  color: var(--secondary);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 20px;
}

/* --- Skip Navigation --- */
.skip-nav {
  position: absolute;
  top: -100%;
  left: 50%;
  transform: translateX(-50%);
  background: var(--primary);
  color: #fff;
  padding: 12px 24px;
  z-index: 10000;
  border-radius: 0 0 var(--radius-md) var(--radius-md);
  font-size: 0.9rem;
}

.skip-nav:focus {
  top: 0;
  color: #fff;
}

/* --- Header --- */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: var(--bg-white);
  border-bottom: 1px solid rgba(212,175,55,0.2);
  transition: var(--transition);
}

.header.scrolled {
  background: rgba(255,255,255,0.98);
  box-shadow: var(--shadow-md);
}

.header__top {
  background: var(--primary);
  padding: 8px 0;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.9);
}

.header__top .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.header__top a {
  color: var(--accent);
}

.header__top a:hover {
  color: var(--accent-light);
}

.header__main {
  padding: 16px 0;
}

.header__main .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
}

.logo__text {
  font-family: var(--font-heading);
  font-size: 1.6rem;
  font-weight: 600;
  color: var(--primary);
  letter-spacing: 1px;
}

.logo__accent {
  color: var(--accent);
}

/* --- Navigation --- */
.nav {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav__link {
  color: var(--primary);
  font-size: 0.95rem;
  font-weight: 400;
  padding: 8px 16px;
  position: relative;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  font-size: 0.8rem;
}

.nav__link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 0;
  height: 2px;
  background: var(--accent);
  transition: var(--transition);
}

.nav__link:hover::after,
.nav__link--active::after {
  width: 60%;
}

.nav__link:hover {
  color: var(--accent);
}

.nav__cta {
  background: var(--gold-gradient);
  color: var(--primary) !important;
  padding: 10px 24px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  font-size: 0.8rem;
  border: none;
  cursor: pointer;
  transition: var(--transition);
}

.nav__cta:hover {
  transform: translateY(-1px);
  box-shadow: 0 4px 15px rgba(212,175,55,0.4);
}

.nav__cta::after {
  display: none;
}

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.hamburger__line {
  width: 28px;
  height: 2px;
  background: var(--primary);
  transition: var(--transition);
}

.hamburger.active .hamburger__line:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.hamburger.active .hamburger__line:nth-child(2) {
  opacity: 0;
}

.hamburger.active .hamburger__line:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* --- Hero Section --- */
.hero {
  position: relative;
  min-height: 85vh;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  margin-top: 110px;
}

.hero__bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

.hero__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(26,26,46,0.75) 0%, rgba(44,62,80,0.6) 50%, rgba(139,115,85,0.4) 100%);
}

.hero__content {
  position: relative;
  z-index: 2;
  text-align: center;
  padding: 40px 20px;
  max-width: 800px;
}

.hero__badge {
  display: inline-block;
  padding: 8px 24px;
  border: 1px solid var(--accent);
  color: var(--accent);
  font-size: 0.8rem;
  letter-spacing: 3px;
  text-transform: uppercase;
  margin-bottom: 24px;
}

.hero__title {
  font-size: 3.5rem;
  color: #fff;
  font-weight: 300;
  margin-bottom: 20px;
  letter-spacing: -1px;
}

.hero__title em {
  font-style: italic;
  color: var(--accent);
}

.hero__subtitle {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.85);
  margin-bottom: 36px;
  font-weight: 300;
  line-height: 1.8;
}

.hero__actions {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

.hero__phone {
  font-family: var(--font-heading);
  font-size: 1.4rem;
  color: var(--accent);
  margin-top: 24px;
  display: block;
}

.hero__phone a {
  color: var(--accent);
}

.hero__phone a:hover {
  color: var(--accent-light);
}

/* Inner page hero */
.hero--inner {
  min-height: 45vh;
  margin-top: 110px;
}

.hero--inner .hero__title {
  font-size: 2.8rem;
}

/* --- Buttons --- */
.btn {
  display: inline-block;
  padding: 14px 36px;
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  border: none;
  cursor: pointer;
  transition: var(--transition);
  text-align: center;
}

.btn--primary {
  background: var(--gold-gradient);
  color: var(--primary);
}

.btn--primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(212,175,55,0.4);
  color: var(--primary);
}

.btn--outline {
  background: transparent;
  color: #fff;
  border: 1px solid rgba(255,255,255,0.5);
}

.btn--outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: #fff;
  color: #fff;
}

.btn--dark {
  background: var(--primary);
  color: #fff;
}

.btn--dark:hover {
  background: var(--primary-light);
  color: #fff;
  transform: translateY(-2px);
}

.btn--gold-outline {
  background: transparent;
  color: var(--accent);
  border: 1px solid var(--accent);
}

.btn--gold-outline:hover {
  background: var(--accent);
  color: var(--primary);
}

/* --- Trust Bar --- */
.trust-bar {
  background: var(--primary);
  padding: 20px 0;
  border-bottom: 2px solid var(--accent);
}

.trust-bar__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  text-align: center;
}

.trust-bar__item {
  color: rgba(255,255,255,0.9);
  font-size: 0.9rem;
}

.trust-bar__icon {
  color: var(--accent);
  font-size: 1.4rem;
  margin-bottom: 6px;
}

.trust-bar__text {
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  font-size: 0.75rem;
}

/* --- Sections --- */
.section {
  padding: 80px 0;
}

.section--cream {
  background: var(--bg-cream);
}

.section--white {
  background: var(--bg-white);
}

.section--dark {
  background: var(--bg-dark);
  color: rgba(255,255,255,0.9);
}

.section--dark h2,
.section--dark h3 {
  color: #fff;
}

.section__header {
  text-align: center;
  margin-bottom: 50px;
}

.section__badge {
  display: inline-block;
  color: var(--accent);
  font-size: 0.75rem;
  letter-spacing: 3px;
  text-transform: uppercase;
  margin-bottom: 12px;
  font-weight: 600;
}

.section__title {
  margin-bottom: 16px;
}

.section__divider {
  width: 60px;
  height: 2px;
  background: var(--gold-gradient);
  margin: 0 auto 20px;
}

.section__subtitle {
  font-size: 1.05rem;
  color: var(--text-light);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.8;
}

/* --- Tab Navigation --- */
.tabs {
  margin-bottom: 40px;
}

.tabs__nav {
  display: flex;
  justify-content: center;
  gap: 4px;
  border-bottom: 2px solid rgba(212,175,55,0.15);
  flex-wrap: wrap;
}

.tabs__btn {
  padding: 14px 28px;
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--text-muted);
  background: none;
  border: none;
  cursor: pointer;
  position: relative;
  transition: var(--transition);
}

.tabs__btn::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 100%;
  height: 2px;
  background: var(--accent);
  transform: scaleX(0);
  transition: var(--transition);
}

.tabs__btn:hover {
  color: var(--primary);
}

.tabs__btn.active {
  color: var(--primary);
}

.tabs__btn.active::after {
  transform: scaleX(1);
}

.tabs__panel {
  display: none;
  animation: tabFadeIn 0.4s ease;
}

.tabs__panel.active {
  display: block;
}

@keyframes tabFadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}

/* --- Cards --- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 30px;
}

.card {
  background: var(--bg-white);
  border: 1px solid rgba(212,175,55,0.15);
  padding: 36px 28px;
  transition: var(--transition);
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent);
}

.card__icon {
  width: 50px;
  height: 50px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--bg-cream);
  color: var(--accent);
  font-size: 1.4rem;
  margin-bottom: 20px;
  border: 1px solid rgba(212,175,55,0.2);
}

.card__title {
  font-size: 1.3rem;
  margin-bottom: 12px;
}

.card__text {
  color: var(--text-light);
  font-size: 0.95rem;
  line-height: 1.7;
  margin-bottom: 16px;
}

.card__link {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--accent);
}

.card__link:hover {
  color: var(--secondary);
}

/* --- Image Cards --- */
.img-card {
  position: relative;
  overflow: hidden;
}

.img-card__img {
  width: 100%;
  height: 250px;
  object-fit: cover;
  transition: var(--transition);
}

.img-card:hover .img-card__img {
  transform: scale(1.05);
}

.img-card__body {
  padding: 24px;
}

/* --- Stats --- */
.stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
  text-align: center;
}

.stat__number {
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 300;
  color: var(--accent);
  line-height: 1;
  margin-bottom: 8px;
}

.stat__label {
  font-size: 0.8rem;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--text-muted);
}

/* --- Testimonials --- */
.testimonial {
  background: var(--bg-white);
  border-left: 3px solid var(--accent);
  padding: 32px;
  margin-bottom: 24px;
  position: relative;
}

.testimonial__quote {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-style: italic;
  line-height: 1.8;
  color: var(--text);
  margin-bottom: 16px;
}

.testimonial__quote::before {
  content: '\201C';
  font-size: 3rem;
  color: var(--accent);
  line-height: 0;
  position: absolute;
  top: 20px;
  left: 24px;
  opacity: 0.3;
}

.testimonial__author {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--secondary);
  letter-spacing: 1px;
  text-transform: uppercase;
}

.testimonial__program {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* --- Gallery Grid --- */
.gallery-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 16px;
}

.gallery-grid__item {
  overflow: hidden;
  position: relative;
}

.gallery-grid__item img {
  width: 100%;
  height: 220px;
  object-fit: cover;
  transition: var(--transition);
}

.gallery-grid__item:hover img {
  transform: scale(1.08);
}

.gallery-grid__caption {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  background: linear-gradient(transparent, rgba(26,26,46,0.8));
  color: #fff;
  padding: 40px 16px 12px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  opacity: 0;
  transition: var(--transition);
}

.gallery-grid__item:hover .gallery-grid__caption {
  opacity: 1;
}

/* --- FAQ Accordion --- */
.faq-item {
  border-bottom: 1px solid rgba(212,175,55,0.15);
}

.faq-item__question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 0;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  color: var(--primary);
  transition: var(--transition);
}

.faq-item__question:hover {
  color: var(--accent);
}

.faq-item__icon {
  font-size: 1.2rem;
  color: var(--accent);
  transition: var(--transition);
  flex-shrink: 0;
  margin-left: 16px;
}

.faq-item.active .faq-item__icon {
  transform: rotate(45deg);
}

.faq-item__answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}

.faq-item__answer-inner {
  padding: 0 0 20px;
  color: var(--text-light);
  line-height: 1.8;
  font-size: 0.95rem;
}

/* --- Insurance Grid --- */
.insurance-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 16px;
}

.insurance-item {
  background: var(--bg-white);
  border: 1px solid rgba(212,175,55,0.15);
  padding: 20px;
  text-align: center;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--primary);
  transition: var(--transition);
}

.insurance-item:hover {
  border-color: var(--accent);
  box-shadow: var(--shadow-sm);
}

/* --- Timeline / Steps --- */
.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 30px;
  counter-reset: step;
}

.step {
  text-align: center;
  padding: 24px 16px;
  position: relative;
}

.step::before {
  counter-increment: step;
  content: counter(step);
  display: flex;
  align-items: center;
  justify-content: center;
  width: 50px;
  height: 50px;
  background: var(--gold-gradient);
  color: var(--primary);
  font-family: var(--font-heading);
  font-size: 1.4rem;
  font-weight: 700;
  margin: 0 auto 16px;
}

.step__title {
  font-size: 1.1rem;
  margin-bottom: 8px;
}

.step__text {
  font-size: 0.9rem;
  color: var(--text-light);
  line-height: 1.7;
}

/* --- Blog Cards --- */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 30px;
}

.blog-card {
  background: var(--bg-white);
  border: 1px solid rgba(212,175,55,0.15);
  overflow: hidden;
  transition: var(--transition);
}

.blog-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.blog-card__img {
  width: 100%;
  height: 220px;
  object-fit: cover;
}

.blog-card__body {
  padding: 28px;
}

.blog-card__category {
  display: inline-block;
  font-size: 0.7rem;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--accent);
  font-weight: 700;
  margin-bottom: 12px;
}

.blog-card__title {
  font-size: 1.2rem;
  margin-bottom: 12px;
  line-height: 1.4;
}

.blog-card__excerpt {
  font-size: 0.9rem;
  color: var(--text-light);
  line-height: 1.7;
  margin-bottom: 16px;
}

.blog-card__meta {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* --- CTA Section --- */
.cta-section {
  background: var(--primary);
  padding: 80px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gold-gradient);
}

.cta-section__title {
  font-size: 2.4rem;
  color: #fff;
  font-weight: 300;
  margin-bottom: 16px;
}

.cta-section__text {
  color: rgba(255,255,255,0.7);
  font-size: 1.05rem;
  margin-bottom: 32px;
  max-width: 550px;
  margin-left: auto;
  margin-right: auto;
}

.cta-section__phone {
  font-family: var(--font-heading);
  font-size: 2rem;
  margin-bottom: 28px;
}

.cta-section__phone a {
  color: var(--accent);
}

/* --- Two Column Layout --- */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}

.two-col--reverse {
  direction: rtl;
}

.two-col--reverse > * {
  direction: ltr;
}

.two-col__img {
  width: 100%;
  height: 400px;
  object-fit: cover;
}

/* --- Contact Info --- */
.contact-info {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
}

.contact-card {
  background: var(--bg-white);
  border: 1px solid rgba(212,175,55,0.15);
  padding: 30px;
  text-align: center;
  transition: var(--transition);
}

.contact-card:hover {
  border-color: var(--accent);
}

.contact-card__icon {
  font-size: 1.6rem;
  color: var(--accent);
  margin-bottom: 16px;
}

.contact-card__title {
  font-size: 1rem;
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.contact-card__text {
  color: var(--text-light);
  font-size: 0.95rem;
}

.contact-card__text a {
  color: var(--accent);
}

/* --- Map --- */
.map-container {
  width: 100%;
  border: 1px solid rgba(212,175,55,0.15);
}

.map-container iframe {
  width: 100%;
  height: 450px;
  display: block;
}

/* --- Breadcrumbs --- */
.breadcrumb {
  padding: 12px 0;
  font-size: 0.8rem;
  color: var(--text-muted);
}

.breadcrumb a {
  color: var(--text-muted);
}

.breadcrumb a:hover {
  color: var(--accent);
}

.breadcrumb__sep {
  margin: 0 8px;
  color: rgba(212,175,55,0.4);
}

/* --- Schedule Table --- */
.schedule-table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
}

.schedule-table th {
  background: var(--primary);
  color: #fff;
  padding: 14px 20px;
  text-align: left;
  font-size: 0.8rem;
  letter-spacing: 1px;
  text-transform: uppercase;
}

.schedule-table td {
  padding: 14px 20px;
  border-bottom: 1px solid rgba(212,175,55,0.1);
  font-size: 0.95rem;
}

.schedule-table tr:nth-child(even) {
  background: var(--bg-cream);
}

/* --- Footer --- */
.footer {
  background: var(--bg-dark);
  color: rgba(255,255,255,0.7);
  padding: 60px 0 0;
}

.footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(212,175,55,0.15);
}

.footer__title {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  color: #fff;
  margin-bottom: 20px;
  letter-spacing: 1px;
}

.footer__about {
  font-size: 0.9rem;
  line-height: 1.8;
  margin-bottom: 16px;
}

.footer__links {
  list-style: none;
}

.footer__links li {
  margin-bottom: 10px;
}

.footer__links a {
  color: rgba(255,255,255,0.6);
  font-size: 0.9rem;
  transition: var(--transition);
}

.footer__links a:hover {
  color: var(--accent);
}

.footer__contact-item {
  display: flex;
  gap: 10px;
  margin-bottom: 12px;
  font-size: 0.9rem;
}

.footer__contact-icon {
  color: var(--accent);
  flex-shrink: 0;
}

.footer__bottom {
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8rem;
}

.footer__bottom a {
  color: rgba(255,255,255,0.5);
}

.footer__bottom a:hover {
  color: var(--accent);
}

/* Gold divider accent */
.gold-line {
  width: 60px;
  height: 2px;
  background: var(--gold-gradient);
  margin-bottom: 20px;
}

/* --- Comparison Table --- */
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
  border: 1px solid rgba(212,175,55,0.15);
}

.comparison-table th {
  background: var(--primary);
  color: #fff;
  padding: 14px 16px;
  font-size: 0.8rem;
  letter-spacing: 1px;
  text-transform: uppercase;
  text-align: center;
}

.comparison-table td {
  padding: 14px 16px;
  text-align: center;
  border-bottom: 1px solid rgba(212,175,55,0.1);
  font-size: 0.9rem;
}

.comparison-table tr:nth-child(even) {
  background: var(--bg-cream);
}

/* List with gold markers */
.gold-list {
  list-style: none;
  padding: 0;
}

.gold-list li {
  padding: 8px 0 8px 24px;
  position: relative;
  font-size: 0.95rem;
  color: var(--text-light);
}

.gold-list li::before {
  content: '\2022';
  color: var(--accent);
  font-size: 1.2rem;
  position: absolute;
  left: 0;
  top: 7px;
}

/* --- Privacy/Legal --- */
.legal-content {
  max-width: 800px;
  margin: 0 auto;
}

.legal-content h2 {
  font-size: 1.6rem;
  margin: 40px 0 16px;
  padding-top: 20px;
  border-top: 1px solid rgba(212,175,55,0.15);
}

.legal-content h2:first-of-type {
  border-top: none;
  margin-top: 0;
}

.legal-content p {
  margin-bottom: 16px;
  color: var(--text-light);
  line-height: 1.8;
}

.legal-content ul {
  margin-bottom: 16px;
  padding-left: 24px;
}

.legal-content li {
  margin-bottom: 8px;
  color: var(--text-light);
  line-height: 1.7;
}

/* --- Responsive --- */
@media (max-width: 1024px) {
  h1 { font-size: 2.2rem; }
  h2 { font-size: 1.8rem; }
  .hero__title { font-size: 2.6rem; }
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .two-col { grid-template-columns: 1fr; gap: 30px; }
}

@media (max-width: 768px) {
  .hero { min-height: 70vh; margin-top: 60px; }
  .hero--inner { min-height: 40vh; margin-top: 60px; }
  .hero__title { font-size: 2rem; }
  .hero--inner .hero__title { font-size: 1.8rem; }
  .section { padding: 50px 0; }

  .header__top { display: none; }
  .header__main { padding: 10px 0; }
  .nav { display: none; }
  .nav.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--bg-white);
    border-top: 2px solid var(--accent);
    box-shadow: var(--shadow-lg);
    padding: 16px;
  }
  .nav__link {
    padding: 12px 16px;
    width: 100%;
  }
  .hamburger { display: flex; }

  .trust-bar__grid { grid-template-columns: 1fr; gap: 12px; }
  .footer__grid { grid-template-columns: 1fr; }
  .footer__bottom { flex-direction: column; gap: 12px; text-align: center; }

  /* Tabs become accordion on mobile */
  .tabs__nav {
    flex-direction: column;
    border-bottom: none;
  }
  .tabs__btn {
    width: 100%;
    text-align: left;
    padding: 14px 16px;
    border-bottom: 1px solid rgba(212,175,55,0.1);
  }
  .tabs__btn::after {
    display: none;
  }
  .tabs__btn.active {
    background: var(--bg-cream);
    border-left: 3px solid var(--accent);
  }

  .blog-grid { grid-template-columns: 1fr; }
  .card-grid { grid-template-columns: 1fr; }
  .cta-section__title { font-size: 1.8rem; }
  .stats { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 480px) {
  .hero__title { font-size: 1.6rem; }
  .hero__actions { flex-direction: column; align-items: center; }
  .btn { width: 100%; }
  .stats { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .insurance-grid { grid-template-columns: 1fr 1fr; }
}

/* --- Animations --- */
.fade-in {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Print styles */
@media print {
  .header, .footer, .cta-section, .nav { display: none; }
  .hero { min-height: auto; margin-top: 0; padding: 20px; }
  .section { padding: 20px 0; }
  body { color: #000; background: #fff; }
}